Irvine Homeowners Insurance

Studies by homeowners insurance comparison websites have shown the home insurance policy rates in California is can range from $800 to over $2,000 a year. However, spending as little as 10 minutes can save you between $200 to $500 off your home insurance policy premium a year.

Where else can you spend 10 minutes and save yourself as much as $500? We have a few tips to help lower homeowners insurance costs.

1) Compare Homeowners Insurance Online
Finding cheap homeowners insurance online might mean you have to go to a few websites to fill out quote forms. Some sites offer free services where multiple insurance agents will contact you based on your info that you filled out and provide you with a quote.

Comparing quotes online does not mean you need to go with that online insurance company. You can compare the Irvine homeowners insurance quotes and then get the best one, which may not always be the cheapest, and head to your local insurance agent and ask them to match it.

2) Multiple Policy Discounts
Using the same company to insure your car and home can save you as much as 10-20% at some insurance companies.

3) Increase Deductibles
Increasing deductibles from $500 to $1,000 or more can save you hundreds on your homeowners insurance.